StudioPlus Payments is an optional payment integration powered by Stripe. This add-on is currently only available in myStratus with the Spectra release coming soon. Click here to learn more.

StudioPlus Payments gives studios more flexible ways to get paid online. With Buy Now, Pay Later options, eligible customers can complete their purchase now and pay over time through providers like Affirm, Afterpay, or Klarna.

Buy Now, Pay Later is available through StudioPlus online payment portals, including:

• Payment Links
• InspiredByYou (IBY.com)

At this time, Buy Now, Pay Later is not available for manual credit card processing, terminal payments, or other in-person payment workflows.

Note: Because of the nature of buy now, pay later options, they usually incur a higher processing cost from Stripe. Review Stripe.com/Pricing for current rates.

What Is Buy Now, Pay Later?

Buy Now, Pay Later gives customers another way to pay at checkout.

Instead of paying the full amount upfront, eligible customers may be able to split their purchase into smaller payments. The provider handles the approval process, available payment options, and repayment terms.

For your business, it adds a convenient online payment option to break up larger purchases without changing the normal checkout flow.

Available Providers

StudioPlus Payments supports three Buy Now, Pay Later providers through Stripe:

• Affirm - Available in US & Canada
• Afterpay - Available in US, UK, Canada, Australia, & New Zealand
• Klarna - Available in US, Europe, & Australia

Each provider has its own eligibility rules. Availability may depend on your location, transaction amount, currency, and the provider’s requirements.

Because of this, not every customer will see every Buy Now, Pay Later option at checkout.

How to Enable Buy Now, Pay Later

Setup is handled in the Stripe Dashboard and works the same way for Affirm, Afterpay, and Klarna.

To enable a provider:

1. Log in to the Stripe Dashboard.
2. Go to Payment Methods.
3. Find Affirm, Afterpay, or Klarna. Click once to open their settings.
4. Select Enable for each option the studio wants to offer.

Once enabled, eligible Buy Now, Pay Later options will appear automatically during online checkout when available.

Where Customers Find It

Customers can find available Buy Now, Pay Later options during checkout under the section:

Use a Different Payment Method

If Affirm, Afterpay, or Klarna is enabled and the transaction is eligible, the customer can select the option, review the provider’s payment terms, and complete checkout.

Important Notes

Buy Now, Pay Later options may not appear for every transaction. Availability can vary based on:

• The provider enabled in Stripe
• Customer location
• Transaction amount
• Currency
• Provider eligibility rules

If an option does not appear during checkout, the transaction may not qualify for that provider.

Quick FAQ

Where is Buy Now, Pay Later available?

Buy Now, Pay Later is available through our online payment portals, including Payment Links and InspiredByYou (IBY.com). 

Which providers are supported?

StudioPlus Payments supports Affirm, Afterpay, and Klarna through Stripe. Each provider is only available in specific regions.

Does each provider need to be enabled separately?

Yes. Each provider must be enabled individually in the Stripe Dashboard if you want to use more than one.

Where does the customer select Buy Now, Pay Later?

During checkout, the customer can select Use a Different Payment Method to view all available payment options.

Will every customer see every provider?

No. The available options depend on Stripe, the provider, and the details of the transaction.