PLEASE NOTE:
The majority of the contents in this guide apply to both StudioPlus Spectra AND myStratus Desktop.
In most cases, instructions referring to "Spectra" also apply to myStratus Desktop.

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Home > StudioPlus Payments - NEW 2026! > StudioPlus Payments Overview
StudioPlus Payments Overview



StudioPlus Payments is myStratus’ newest payments integration, powered by
Stripe. It connects to existing myStratus workflows while adding a more modern checkout experience and more flexible ways to collect card payments.

  • More ways to get paid: In-person reader payments, quick-send links, Buy Now, Pay Later (where available), deposits, payment plans, and InspiredByYou eCommerce.

  • A smoother checkout experience: Modern checkout with saved payment methods, tip prompts, and invoice surcharging (where permitted).

  • Better payout visibility: Payout tools to review discrepancies between myStratus and Stripe and simplify accounting exports.

All the ways to get paid

StudioPlus Payments supports the following payment workflows:

Manual Card Payments

  • Process payments by manually entering card details directly in a PCI compliant gateway.

In-Person Payments

  • Accept card payments using Stripe S700 series card readers.

  • Supports swipe, chip, tap, and mobile wallet payments.

Payment Links

*Text links require SMS add-on.

Quick-send payment links

  • Generate directly from the Payment record. Instantly deliver via Email, SMS, or QR Code.

General online payment links

  • Can be emailed or texted from Client or Invoice records.

Automatic Payment Plans

  • Use myStratus’ customizable automatic payment plan feature to collect payments over time.

  • Transition support: existing payment plans created with a legacy credit card provider can continue processing while transitioning to Stripe, helping prevent service interruptions.

Buy Now, Pay Later

  • Offer Stripe’s Buy Now, Pay Later options where supported by Stripe (availability varies).

Online Booking Deposits

  • Collect deposits through the Online Booking workflow.

InspiredByYou eCommerce Payments

  • Accept Stripe payments through myStratus’ online eCommerce platform: InspiredByYou.

Additional Features

StudioPlus Payments also includes:

  • Invoice surcharging to help offset processing costs (where permitted).

  • Saved client payment methods for future use (including online portals, payment records, payment plans, and more).

  • Tip prompts during checkout on terminal.

  • Payout management tool.

    • View discrepancies between myStratus and Stripe.

    • Make adjustments that help keep exports to accounting software simple.

Availability And Account Approval

  • StudioPlus Payments is available wherever Stripe is available.

  • Users will have a Stripe account connected to myStratus and must still receive Stripe account approval as part of setup.

Fees

Additional fees do apply.

For most credit card transactions processed through StudioPlus Payments, the standard fee is:

$0.30 + 4.8% per successful card transaction.

Here's how the total breaks down:

1) Stripe processing fees: $0.30 + 2.9%.

  •  Stripe sets and maintains its own processing fees and policies. 

  • Stripe fees can vary based on factors such as transaction type (for example, terminal transactions may incur a lower rate), card type, and Stripe’s current fee policies.

  •  Click here to view Stripe's fees.

2) StudioPlus platform fee: 1.9%

  •  This platform fee supports the ongoing development and maintenance of the StudioPlus Payments integration and payment functionality inside myStratus.

  •  This fee does not apply to refunds.

High-volume customers may contact StudioPlus for a quote.

 

Legacy Processors

Curious about our legacy credit card processors? StudioPlus Payments is an additional payment integration option in myStratus. All existing credit card processors are not going anywhere, and their functionality will continue to stay the same!



See also


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